The cost of rehab for drug addicts or people with an alcohol addiction can be free, ranging up to thousands of dollars a day. There is a considerable amount of variance in the cost of addiction treatment. Factors that play a role in the cost of addiction treatment are:. There are many flexible ways to cover the cost to rehabilitate a drug addict or someone with alcohol addiction. If you have private health insurance, most do cover at least some of the substance abuse treatment programs.
Depending on your insurance company and plan, insurance may entirely cover rehab. Insurers have to treat mental health disorders and addiction the same way as other physical health conditions. These include: Your health insurance policy : If you have health insurance from your employer, the Marketplace, or Medicare chances are at least some of your drug rehab will be covered.
This varies based on where you live and the specifics of your individual policy. Call your insurance representative to discuss copays, out-of-pocket expenses, and deductibles that need to be met.
The following are some popular insurance companies that offer rehab coverage: Aetna drug rehab coverage Blue Cross Blue Shield drug rehab coverage Cigna drug rehab coverage Humana drug rehab coverage Kaiser drug rehab coverage United Healthcare drug rehab coverage Type of drug rehab treatment : Some people need costly inpatient treatment or partial hospitalization programs. Others may do well in outpatient programs which cost significantly less.
An admissions counselor can help you determine which type of treatment is best for you. While money may be an issue, you also want to make sure you are placed in the most appropriate setting. This can help prevent relapse and other issues that will cost you more in the long run. Where you choose treatment : If you feel you need a complete change of scenery for inspiration and motivation, there are several luxury drug rehabs available.
You could overlook the ocean or mountains and engage in exciting opportunities with many amenities. Of course, this will cost you. Local options and government-aided facilities have lower costs. Some, however, may have waiting lists, which could prevent you from getting care when you need it most. Also, if you have health insurance, make sure the facility is in your network.
Out-of-network services generally have less coverage or no coverage at all. Qualifying for financial assistance : There are some government programs that will subsidize your cost of drug rehab depending on your income level. In addition, some drug rehab facilities offer sliding scales, scholarships, and payment plans to ease the financial burden.
Last updated: January 5, Where do calls go? As mentioned earlier, there are many people who want help for their addiction, but their finances may not be the best even if they have insurance. The good news is that many treatment centers offer a variety of financing options that can help you with your addiction treatment. When you work with your treatment specialist, you can discuss various payment options. In some cases, state-funded programs are offered to those who have had trouble with the justice system as a result of their addiction.
No matter what your situation, know that there is hope that you can recover from your addiction. Talk to one of our treatment specialists today so we can assist you in finding the best treatment option for you. All Addiction Resource content is medically reviewed or fact checked to ensure as much factual accuracy as possible.
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